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('awareness', 'General Awareness') 3% exam weight

Important Organisations and Summits

Part of the SBI Clerk study roadmap. ('awareness', 'General Awareness') topic genera-008 of ('awareness', 'General Awareness').

Important Organisations and Summits

🟢 Lite — Quick Review (1h–1d)

Rapid summary for last-minute revision before your exam.

  • United Nations (UN): Founded 1945; 193 member states; HQ in New York; aims to maintain international peace and security
  • UN Security Council: 5 permanent members (P5: US, UK, Russia, China, France) + 10 rotating non-permanent members; primary responsibility for peace
  • International Monetary Fund (IMF): Global financial stability; provides loans; India’s quota ~2.7%; Managing Director (currently Kristalina Georgieva)
  • World Bank: Development finance; provides loans and grants; ~189 member countries; President (currently Ajay Banga, Indian-origin)
  • WHO: World Health Organization; coordinates international health; HQ Geneva; Director-General (currently Tedros Adhanom Ghebreyesus)
  • ⚡ World Bank President has traditionally been American; IMF MD traditionally European — an informal convention

🟡 Standard — Regular Study (2d–2mo)

Standard content for students with a few days to months.

Important Organizations and Summits

For banking exams, understanding major international organisations is crucial because they shape global economic policy, development financing, and regulatory standards — all of which affect India’s banking and financial sector.

United Nations (UN)

Overview

  • Founded: October 24, 1945 (after WWII; UN Charter signed June 26, 1945)
  • Headquarters: New York, USA
  • Official Languages: Arabic, Chinese, English, French, Russian, Spanish
  • Members: 193 (almost all countries; Vatican City is observer)
  • Principal Organs: General Assembly, Security Council, Economic and Social Council, International Court of Justice, Secretariat

General Assembly (UNGA)

  • Composition: All 193 member states; one vote each
  • Functions: Debates global issues; adopts resolutions; approves UN budget; elects Security Council non-permanent members
  • Sessions: Annual (September-December)

Security Council (UNSC)

  • Composition: 5 permanent members (P5) + 10 rotating non-permanent (2-year terms)
  • Responsibility: International peace and security
  • P5 Veto Power: Any P5 can veto (block) a substantive resolution — this is the most powerful tool in international relations
  • Reform: India has been seeking permanent membership of UNSC for decades

Economic and Social Council (ECOSOC)

  • Coordinates UN economic and social work
  • 54 member states
  • Commissions on: Status of Women, Population, Sustainable Development

International Court of Justice (ICJ)

  • Principal judicial organ
  • 15 judges (9-year terms)
  • Based in The Hague, Netherlands
  • Hears disputes between states; gives advisory opinions

UN Specialized Agencies

AgencyFunction
UNESCOEducation, science, culture, communication
WHOInternational health
ILOLabour standards, employment
World BankDevelopment finance
IMFGlobal monetary cooperation
FAOFood and agriculture
UNDPDevelopment programs
UNICEFChildren’s welfare
WTOTrade rules (technically not UN but linked)

International Monetary Fund (IMF)

Overview

  • Founded: 1944 (Bretton Woods Conference); operational from 1946
  • Headquarters: Washington D.C., USA
  • Members: 190 countries
  • Purpose: Ensure stability of international monetary system; facilitate international trade; promote high employment

Key Functions

  1. Surveillance: Monitoring member countries’ economies (Article IV consultations)
  2. Financial Assistance: Lending to countries facing balance of payments problems
  3. Technical Assistance: Capacity building, policy advice

Quota System

  • Each member’s quota determines: Voting power, financial commitment, access to financing
  • Quotas based on: GDP, openness, economic variability, reserves
  • India’s quota: ~2.7% (13th largest); votes: ~2.6%
  • 2023 quota review: Increased quotas to strengthen IMF’s resources

Leadership

  • Managing Director: Kristalina Georgieva (Bulgarian; since 2019)
  • Traditionally European (informal convention)
  • Appointed for 5-year term

India’s Relationship with IMF

  • India has been member since 1945
  • India has used IMF loans during balance of payments crises (1991, 2013 Taper Tantrum)
  • India sends officials to IMF as part of quota contribution

World Bank Group

Overview

  • Founded: 1944 (Bretton Woods); operational from 1946
  • Headquarters: Washington D.C., USA
  • Members: 189 countries

Institutions (World Bank Group)

IBRD (International Bank for Reconstruction and Development):

  • Provides loans to middle-income and creditworthy lower-income countries
  • AAA credit rating; borrows by issuing bonds

IDA (International Development Association):

  • Provides grants and concessional loans to poorest countries
  • Fully funded by donor contributions

IFC (International Finance Corporation):

  • Promotes private sector development
  • Invests in equity and debt

MIGA (Multilateral Investment Guarantee Agency):

  • Provides political risk insurance and guarantees

ICSID (International Centre for Settlement of Investment Disputes):

  • Arbitration for investment disputes

Leadership

  • President: Ajay Banga (Indian-origin; since 2023; appointed by US)
  • Traditionally American (informal convention)

India’s Engagement with World Bank

  • India was a founding member
  • India is both a borrower (for infrastructure, social programs) and contributor
  • Major projects: Road highways, rural development, health, education

World Trade Organization (WTO)

Overview

  • Founded: January 1, 1995 (replaced GATT); Uruguay Round Agreement
  • Headquarters: Geneva, Switzerland
  • Members: 164
  • Purpose: Liberalise world trade; reduce trade barriers; ensure fair competition

Key Principles

  1. Most Favoured Nation (MFN): Treat all members equally
  2. National Treatment: Imported goods treated same as domestic goods
  3. Free trade: Reduce tariffs and subsidies gradually
  4. Predictability: Countries bind tariff rates

Agreements

  • Goods: GATT
  • Services: GATS (General Agreement on Trade in Services)
  • Intellectual Property: TRIPS (Trade-Related Aspects of Intellectual Property)
  • Trade Facilitation: TFA

Dispute Settlement

  • Two-stage: Panel → Appellate Body
  • Appellate Body currently non-functional (US blocked appointments)
  • India has filed disputes against US, EU on tariffs

Other Important Organisations

BRICS (Brazil, Russia, India, China, South Africa)

  • Founded: 2009 (BRIC) + South Africa 2010
  • Purpose: Political and economic cooperation among major emerging economies
  • New Development Bank (NDB): BRICS’ development bank
  • 2024 Expansion: BRICS+ announced new members (Saudi Arabia, UAE, Iran, Egypt, Ethiopia + Argentina declined)

G20 (Group of Twenty)

  • Members: 19 countries + EU (representing ~85% of global GDP)
  • Founded: 1999 (finance ministers); elevated to leaders’ level in 2008 after global financial crisis
  • India’s Presidency 2023: Theme “One Earth, One Family, One Future”
  • Summit 2023: New Delhi Declaration; India successfully hosted

Association of Southeast Asian Nations (ASEAN)

  • Founded: August 8, 1967 (Bangkok Declaration)
  • Members: 10 (Indonesia, Malaysia, Philippines, Singapore, Thailand, Brunei, Vietnam, Laos, Myanmar, Cambodia)
  • India-ASEAN: ASEAN-India Free Trade Area (AITIGA) under negotiation

Financial Action Task Force (FATF)

  • Founded: 1989 (G7 initiative)
  • Purpose: Combat money laundering and terrorist financing
  • India: Member since 2010
  • Grey List: Countries under increased monitoring (Pakistan was on it; removed in 2022)
  • Black List: High-risk countries; enhanced due diligence (North Korea, Iran)

Organisation of Islamic Cooperation (OIC)

  • Largest intergovernmental organization of Muslim-majority states
  • 57 member states
  • India not a member (though was an observer historically)

NATO (North Atlantic Treaty Organization)

  • Founded: 1949
  • Members: 31 (as of 2024)
  • Article 5: An attack on one member is an attack on all (collective defense)
  • Not applicable to India directly but relevant for global security

OPEC (Organization of the Petroleum Exporting Countries)

  • Founded: 1960 (Baghdad)
  • Members: 13 (Saudi Arabia, Iran, Iraq, Kuwait, Venezuela, Libya, Angola, Nigeria, Algeria, Gabon, Equatorial Guinea, UAE, Kazakhstan)
  • Purpose: Coordinate petroleum policy; manage oil production (decisions affect global oil prices)
  • India is a major oil importer; affected by OPEC decisions

Commonwealth of Nations

  • Members: 56 (mostly former British Empire)
  • Head: King Charles III (symbolic)
  • Secretary-General: Patricia Scotland (Dominica)
  • Relevance to India: India is a founding member; used Commonwealth Games to showcase soft power

🔴 Extended — Deep Study (3mo+)

Comprehensive coverage for students on a longer study timeline.

SAARC (South Asian Association for Regional Cooperation)

Founded: 1985 (Dhaka Declaration) Members: 8 (India, Pakistan, Bangladesh, Sri Lanka, Nepal, Bhutan, Maldives, Afghanistan) Purpose: Regional cooperation in South Asia

Key Problem: India-Pakistan tensions paralyse SAARC; summit cancelled multiple times SAARC Satellite: Proposed by India; Pakistan refused to participate

India’s Role in Global Governance

UN Security Council Reforms

India has been seeking permanent membership of UNSC for decades:

  • L4 (Like-Minded) Group: India, Brazil, Germany, Japan working together for permanent seats
  • Uniting for Consensus (UfC): Group opposing automatic veto for new permanent members
  • Why India deserves: 4th largest economy, 1.4 billion people, major troop contributor to UN peacekeeping missions

India’s Position on Ukraine Conflict

  • Called for dialogue and diplomacy
  • abstained on UN resolutions against Russia
  • Maintained strategic autonomy; imported Russian oil at discounted rates

Bilateral Organizations

QUAD (Quadrilateral Security Dialogue)

  • Members: India, US, Japan, Australia
  • Founded: 2007 (reinvigorated 2017)
  • Purpose: Free, open, rules-based Indo-Pacific; alternative to Chinese dominance
  • Not a military alliance; focuses on: Vaccines, climate, emerging technology, infrastructure

I2U2 (India, Israel, UAE, US)

  • New grouping focusing on: Water, energy, transportation, space
  • India’s partnership with Abraham Accords countries

BIMSTEC (Bay of Bengal Initiative)

  • Members: Bangladesh, India, Myanmar, Sri Lanka, Thailand, Nepal, Bhutan
  • India’s subregional engagement with neighbours

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