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RBI Grade B 2026: Exam Pattern, Eligibility & Study Plan

India · 5 subjects · 53 topics · Updated 2026-04-06

RBI Grade B is a prestigious officers examination conducted by the Reserve Bank of India for recruitment to various officer-level posts in RBI. The exam has three phases: Phase I (Preliminary objective exam), Phase II (Main descriptive exam with Economic & Social Issues, English Descriptive Writing, and Finance & Management papers), and a Personal Interview. Phase I tests Reasoning, Quantitative Aptitude, English Language, and General Awareness in a time-bound online format with negative marking. Phase II requires descriptive answers testing in-depth knowledge of macroeconomic concepts, banking and financial sector issues, social issues in India, and management principles. General Awareness includes current affairs and banking awareness, with special emphasis on RBI policies, monetary policy, financial inclusion, and the Indian financial system. It is one of the most competitive banking sector exams, attracting candidates from across the country with a multi-stage selection process demanding both speed and depth.

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Verified 2026-04-24

Year: 2026
Subjects: 5
Topics: 53

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📋 Exam Pattern

Phase I is an online objective test of 200 marks covering Reasoning (60 questions), Quantitative Aptitude (60 questions), English Language (30 questions), and General Awareness (80 questions) with 1/4 negative marking. Phase II consists of three descriptive papers: Economic & Social Issues (100 marks) — covering Indian economy, social issues, and development economics; English Writing Skills (100 marks) — essay, precise writing, and comprehension; and Finance & Management (100 marks) — financial system, financial markets, and management functions. Each phase is eliminatory. The final selection is based on Phase II and Interview marks taken together.

✅ Eligibility Criteria

Candidates must have a minimum of 60% marks (or equivalent grade) in Class X, Class XII, and bachelor's degree. The age limit is 21-30 years for general category with relaxation for SC/ST/OBC. Candidates with post-graduation or professional qualifications like CA/CFA/MBA can also apply. Final year students are not eligible. The candidate must be a citizen of India, Nepal, Bhutan, or a Tibetan refugee who has settled in India before January 1, 1962, subject to government rules.

Subjects & Topics Covered — 53 topics across 5 subjects

Economics

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10 topics · Introduction to Economics· Demand and Supply· Elasticity + more

Finance

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10 topics · Topic 1· Topic 2· Topic 3 + more

Management

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10 topics · Topic 1· Topic 2· Topic 3 + more

English

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8 topics · Grammar and Usage· Vocabulary in Context· Reading Comprehension + more

Quantitative Aptitude

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15 topics · Topic 1· Topic 2· Topic 3 + more

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Frequently Asked Questions — RBI Grade B

Everything you need to know about RBI Grade B. Scroll down for the complete study guide.

What is RBI Grade B and why is it prestigious?

RBI Grade B (Officers in Reserve Bank of India) is one of the most sought-after banking sector jobs in India — it comes with a gross monthly salary of around ₹77,000–₹82,000 plus allowances, with promotion potential to the highest levels of the RBI. Unlike bank PO jobs, RBI Grade B officers work directly in monetary policy, economic research, financial regulation, and currency management.

How tough is RBI Grade B Phase 2?

RBI Grade B Phase 2 (Mains) is considered one of the toughest descriptive exams in the Indian banking sector. It has three papers: Economic & Social Issues (ESI, 100 marks, descriptive), Finance & Management (FM, 100 marks, descriptive), and English (Descriptive Writing, 100 marks). The descriptive nature makes it challenging — candidates must write structured answers in limited time. StudyRoadmap covers all ESI and FM topics with Quick/Standard/Deep tiers.

How should I prepare for RBI Grade B ESI and Finance?

Start with the RBI Annual Report and Budget Economic Survey for ESI. For Finance, focus on financial management, accounting, and banking topics. The Phase 2 cutoff for General category typically ranges between 130–150 out of 300. StudyRoadmap breaks down both ESI and Finance into 20 topics with three study tiers — start with Quick for overview, Standard for depth, and Deep for complete coverage.

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Exam Name	RBI Grade B
Country	🇮🇳 India
Subjects	Economics, Finance, Management, English, Quantitative Aptitude
Total Topics	53
Official Source	https://example.com
Last Updated	2026-04-06